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Money Train Pokie Review


Home / Pokies / Money Train

Money Train Pokie Review

  • RTP96.2%

Welcome Aboard the Money Train: discover the lawless and exhilarating world of the Wild West, a high-stakes pokie by Relax Gaming. Step into the shoes of notorious outlaws and participate in a gripping heist, as you spin your way to potentially massive wins. This adventure-packed game sets a new bar for Aussie punters seeking high-octane gameplay.


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Pros and Cons


  • Check iconHigh RTP
  • Check iconEngaging Wild West theme
  • Check iconHigh-quality graphics and sound
  • Check iconUnique and rewarding bonus features
  • Check iconWide betting range suited to all types of players


  • Times iconHigh volatility may not be ideal for low-risk players

Money Train Pokie Review

Money Train is a video pokie, powered by Relax Gaming. It offers a unique gaming experience to its players with its 5-reels, 40 paylines and exciting Money Cart Bonus. It also stands out with its Wild West theme about notorious outlaws hijacking a train.

Its high-quality graphics transport players to a dusty old town in the American West, with wooden structures and an atmosphere filled with anticipation. The authentic sound effects, including the whistle of the train and the strumming of a classic Western guitar, further enhance the gaming experience.

In a fiercely competitive online casino landscape, Money Train has successfully set itself apart as the first in a popular series of pokies. Not only does it deliver a captivating narrative, engaging characters, and cutting-edge game mechanics, but it also laid the foundation for its intriguing sequels, Money Train 2 and Money Train 3.

Each instalment of the Money Train series offers players a unique spin on the original theme, with varying mechanics, special features, and character developments, while still retaining the thrilling essence of the original game. This has ensured the continued popularity and relevance of the series among a broad spectrum of players.

Money Train Online Pokie

How to Play Money Train

Playing Money Train involves spinning the 5 reels and matching symbols on any of the 40 paylines. The game requires at least three identical symbols in a row to form a winning combination.

The betting range extends from a minimum bet of $0.1 to a maximum of $50 per spin, catering to a wide range of players. Despite the high volatility, the RTP of 96.2% (increasing up to 98% during bonus rounds) hints at substantial returns for the risk-taking players. In terms of the maximum win, players can bag up to x20,000 of their current bet.

The game incorporates a rich assortment of symbols, including low-ranked card denominations, gang leaders, and wild symbols, that add depth to the gameplay. However, note that certain symbols also act as bonus triggers, setting the stage for potentially lucrative bonus rounds.

Basic Information

  • Pokie

    Money Train
  • Software

    Relax Gaming
  • Release Date

    August 2019
  • RTP

    96.2% (up to 98% in bonus rounds)
  • Volatility

  • Maximum Win

  • Minimum Bet

  • Maximum Bet

  • Pay lines

  • Reels

  • Jackpot

  • Free Spins



Money Train is notable for its diverse range of symbols, each contributing to the game’s narrative and atmosphere. The symbols are divided into categories of low value, high value, and special symbols, with each category playing a distinctive role in the game.

Low-Value Symbols

In the game, the low-value symbols are represented by the traditional card suits: hearts, diamonds, clubs, and spades. Despite their lesser value, these symbols are key to maintaining a steady flow of smaller wins during gameplay.

High-Value Symbols

The high-value symbols reflect the game’s Wild West theme, represented by characters from the narrative: the bandit king, the Indian, the gunslinger, and the cowgirl. These symbols can contribute significantly to winnings, especially if you manage to land them in the right combinations.

Other Symbols

Money Train also hosts other symbols – the Wild and the Bonus symbol. The Wild, depicted as two crossed shotguns, substitutes for all other symbols except for the Bonus symbol, helping create winning combinations. The Bonus symbol, represented by the money train itself, is key to triggering the main feature of the game.

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Symbols Paytable

Symbol  Payline  Maximum Payout
The Bandit King x5 10x
The Native American x5 5x
The Gunslinger x5 4.5x
The Cowgirl x5 4x
Spade x5 2.5x
Heart x5 2x
Club x5 1.75x
Diamond x5 1.5x


In the world of online pokies, bonuses are like hidden gems that add an extra layer of excitement and opportunity for players to enhance their gaming experience. They offer additional ways to win, and often form the centrepiece of a game’s appeal. Money Train hosts a unique bonus feature, which we’ll detail in the following section.

Money Cart Bonus

The Money Cart Bonus is the main feature of the game. It’s activated by landing three or more Bonus symbols anywhere on the reels. Once triggered, players are awarded three free spins, and the reels transform into a grid filled with blank spaces and bonus symbols.

This feature lasts as long as new symbols continue to land, effectively offering the potential for ‘respin’ sequences rather than traditional free spins. Moreover, each bonus symbol holds a multiplier value which is added to the total win.

Bonus Round Special Symbols

In the Money Cart Bonus round, the complexity of gameplay increases with the addition of several special symbols, each bringing its unique features to the game:

Bonus Safe: A welcome symbol for players, the Bonus Safe discloses a specific value, which multiplies the initial bet, increasing the payout.

Persistent Collector: This is a hard-working symbol. It uncovers a value that multiplies the original bet, and then diligently amasses all conspicuous values on the reels at the end of each spin and those that follow. However, it doesn’t collect its own value, focussing instead on the values of the other symbols on the reels.

Persistent Payer: The Persistent Payer, as its name suggests, is a generous figure. It reveals a value that multiplies the stake and contributes that to all other visible symbols on the reels, not just for that spin, but for subsequent spins as well. This symbol does not pay its own revealed value.

Payer: The Payer uncovers a value that multiplies your bet and then adds it to all other visible symbols on the reels, boosting your potential winnings.

Collector: The Collector is another beneficial figure to land on the reels. It reveals a value, which then multiplies the bet before collecting all visible values on the reels, adding them to its own value for an even greater win.

Widener: An exciting symbol to encounter, the Widener discloses a value that multiplies the original bet and simultaneously opens an additional reel. For every new bonus symbol that appears, the spin counter is reset back to two. When there are no spins left, players reap the rewards, collecting the sum of all visible values on the reels.

Each of these special symbols adds a unique layer to the game, providing the Money Cart Bonus round with an edge of unpredictability and the potential for substantial wins. It’s these dynamic elements that make the Money Train pokie a rewarding and exciting addition to the best Australian online casinos such as Spin Samurai.

Money Train Bonuses

Money Train: Full Steam Ahead to the Final Frontier!

If you’re after a golden gaming experience, Money Train is just the ticket. Developed by renowned software provider Relax Gaming, this pokie takes players on a Wild West adventure that’s both enjoyable and rewarding. The graphics and sound effects are top-notch, effortlessly transporting you to the dusty plains and lawless towns of the frontier.

The gameplay in Money Train has been finely crafted to appeal to all levels of players. Beginners will find it straightforward to pick up, while seasoned punters can enjoy the higher stakes the game allows for.

This pokie doesn’t hold back on unique symbols and engaging features, which keep things fresh with every spin. The Money Cart Bonus, in particular, is a standout, offering a myriad of special symbols that keep the anticipation high and the rewards rolling in. These bonuses, when activated, can turn the tide of the game, adding an additional layer of thrill to your gaming experience.

Money Train and its sequels have carved out a niche within the online casino landscape, offering an exciting journey that packs in the fun and the payouts. So, why not join the journey? Which is your favourite Money Train? Hop on today and see if the tracks will lead you to mounds of dosh!

If you enjoy the Wild West theme why not try out Wild Wild West: The Great Train Heist pokie by NetEnt for something similar yet different?

Frequently asked questions

Is Money Train suitable for beginners?

Absolutely. Money Train’s user-friendly interface, clear paytable and comprehensive in-game information make it a good choice for both novices and seasoned players.

How frequently does the Money Cart bonus get triggered?

The frequency of the Money Cart bonus is subject to the game’s random number generator. This ensures fair gameplay, but as a result, the bonus feature can’t be predicted or manipulated.

Can the volatility of Money Train affect my gameplay?

Yes, as a high-volatility game, Money Train may produce less frequent wins. However, when wins do occur, they are typically higher compared to low-volatility games. This makes the game more suited to players who are comfortable with higher risk for potentially bigger rewards.

Is there a jackpot in Money Train?

While Money Train doesn’t feature a progressive jackpot, it offers substantial potential winnings. The maximum payout is 20,000 times your stake.

Does the game have any multipliers?

Yes, the special symbols in the Money Cart bonus round can act as multipliers, greatly increasing potential winnings.

What kind of special features does Money Train have?

Money Train is packed with unique features such as the Money Cart bonus, and special symbols like the Persistent Collector and Widener, which can significantly enhance the gameplay and potential rewards.

Can I play Money Train for free?

Yes, many online casinos provide the opportunity to play Money Train in demo mode. This allows you to familiarise yourself with the game mechanics and features without risking real money.